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Fire & Water - Cleanup & Restoration

Identifying Causes of Residential Water Damage | SERVPRO® of Pueblo

12/6/2018 (Permalink)

Identifying Causes of Residential Water Damage | SERVPRO® of Pueblo

In thinking about water damage, severe weather is usually one of the first things that will come to mind for many. Storms and flooding can cause catastrophic water damage, but they are often not the main causes.

Instead, there are various items in and around your home that may be responsible for many situations that result in water damage.

<h4101-on-water-damage:a8f8131ffaa5739239be8686687cc835">The 101 on Water Damage

With water damage being the third most common reason for a homeowners insurance claim between 2011 and 2015, it is something that many homeowners will face, with an average payout per claim of $8,861.

There is a difference between water damage and gradual water damage, which can impact the payout of homeowner’s insurance claims. Examples of gradual damage would be something that has been happening over time, such as cracks in a home’s foundation or unknown plumbing issues in the walls that will cause damage to walls, ceilings or floors. Unfortunately, unlike storm-related water damage, which is covered by homeowners insurance, many cases of gradual water damage are not covered.

<h4issues-and-water-damage:a8f8131ffaa5739239be8686687cc835">Plumbing Issues and Water Damage

According to the Insurance Institute for Business & Home Safety (IBHS), the leading causes of water damage are:

  • Plumbing supply system failures. This can involve frozen pipes that can burst due to the buildup in water pressure caused by freezing water or when the supply system material fails and results in a leaking or burst pipe. Per IBHS, plumbing supply system failures are the leading source of residential water losses and cost an average of $5,092 per incident after the deductible. It was also found that homes 16 to 40 years of age made up a larger group of supply system material failure claims.

  • Plumbing drain system failures. These occur when a sewer drain backs up and overflows into a home or from material performance issues. In their study, IBHS found that 52% of drain system failures were caused by sewer backups and 37% were related to material performance issues. They also noted that the average drain system failure was more expensive in southern states than in northern states.

  • Toilet failures. Toilets are the second largest cause of residential water damage loss after plumbing supply system failures and can happen due to faulty fill valves or clogged drain lines. Toilet failures that occur on the first floor of a home resulted in higher claims than those that occurred in upper floors or basements, according to IBHS.

  • Water heater failures. As a water heater reaches its life expectancy, it’s normal that the tank will eventually begin to rust and corrode, causing leaking or bursting issues. According to IBHS, 69% of all water heater failures resulted from a slow leak or a sudden bursting of water lines and, on average, cost $4,444 per incident following the deductible.

  • Washing machine failures. Typically caused by supply hose failures, machine overflows and drain line failures, washing machine failures are one of the top 10 sources of residential water losses. Per IBHS, supply hose failures accounted for over half of all washing machine-related losses.

If your home has experienced any water damage, rest assured that the team of professionals at SERVPRO® of Pueblo is available to help with cleanup and restoration and make it “Like it never even happened.”

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